At Finnegan Insurance Brokers, we get a lot of questions about how to prevent emergency situations that must be claimed on insurance, and what to do in the case of an emergency. Read through our frequently asked questions to find answers to some of these questions.
A: There is no way to completely prevent your car from being stolen, but you can make it difficult for a thief to steal your vehicle or its contents. A few of the ways you can decrease the likelihood of vehicle theft include:
A: It is important to install a child's restraint seat properly in order for it to be effective. Read the manufacturer's installation instructions thoroughly and follow them exactly. Many police departments also have programs to help with proper installation. For tips and information regarding child seat safety, please contact the following organizations:
Q: Is it safe to use my cell phone while driving?
A: Cell phones can be valuable equipment in a car when you need to call for assistance. However, they can also be a distraction if they are used while driving, and many jurisdictions are considering restrictions on cell phone use while driving. For safety's sake, don't use your cell phone while driving. If you need to make a call, stop your car safely away from traffic before picking up the phone.
A: Here are some basic tips to help protect both yourself and your interests in the event of a car accident:
Q: How can I prevent general commercial crime?
A: Ensure that all exterior doors have deadbolt locks with a minimum one inch bolt into the strike plate.
A: Avoid overloading of electrical outlets, particularly in older buildings equipped with fuses instead of circuit breakers.
A: Be selective when hiring drivers for your vehicles by obtaining pre-employment checks on all employees. Your vehicles should be suitable for the type of work you do and the relative experience of your drivers. A safety conscious driver, with a clean driving and operating record, is the key to reducing the risk of personal injury to the driver and passengers as well as any damage or injury to others.
A: Burglary is a crime of opportunity. Studies show that most burglars attack during the daytime when dense bushes and trees protect them from view, and the building appears unoccupied. One-third of burglars enter from the basement, one third force entry through a window or door, and one third gain access from an unlocked/open door or window. To best protect your home, look at it from a burglar's perspective. What are the vulnerable parts? Here are a few simple and inexpensive steps to make sure your home is not an attractive target:
You can also secure the outside of your home, making it more difficult for burglars to force entry:
Q: What encourages burglars to break into my home?
A: Here are some things you should never do:
A: Despite your best efforts, a burglar may still penetrate your home. If you return to find that your house has been robbed: